Aerial view of the fabulous beach retreat of Gary C. Evans and Ashley Halsey prior to the extensive landscaping devastated by Irma.

August and September 2017 was unprecedented for hurricanes in the coastal areas of the U.S. and beyond. Harvey and Irma were the houseguests from hell.  These storms delivered a one-two punch we won’t soon forget.  Hurricane Harvey pummeled and parked over Houston, dumping torrential rains — leaving the core of Texas’ largest urban area a broken shell. The Texas Gulf Coast took a beating, too.

However, Irma was a bit more fickle.  She left a swath of destruction across Florida and beyond, but many of the damaged properties were vacation homes — “Second Shelters” we like to call them.  Here’s a look at how one Dallas couple weathered the storm, literally.  Their retreat, their happy place and sanctuary is located in Marathon, Florida, the middle key of the Florida Keys.  How they came through it, and what the future holds for the people and place is nothing short of inspirational.

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insuranceWhile Hurricane Harvey insurance claims are the first thought these days, every homeowner should know about a change to Texas homeowners insurance law that will go into effect on Friday.

House Bill 1744 was signed into law May 27 by Gov. Greg Abbott. Billed as tort-reform legislation that would reduce the opportunity for insurance fraud, some now say the law may very well get its first stress test in the wake of Hurricane Harvey.

The law reduces the penalties insurance companies can face if they settle claims for too little, and it lessens the chance the companies will have to pay the homeowner’s attorneys fees if the homeowner sues. It also protects individual agents from things like diminished credit scores if they are individually sued.

The bill addresses all weather-related damage — including floods, wildfires, hail, and hurricanes.

We take a deeper look at the change and what you need to know here.